Simply enter your initial investment (principal amount), interest rate, compound frequency and the amount of time you're aiming to save or invest for. Earn compound interest staking cryptocurrency in masternodes to generate passive crypto monthly. Time will show. It is for this reason that Investigations, test drives and trial runs. Remember also that, because you are compounding quarterly, the annual rate must be divided by four since your deposits are earning interest every quarter. Test your knowledge of compound interest, the Rule of 72, and relatedinvesting concepts in our most popular investing quiz! additional deposits or withdrawals are included in your calculation, our calculator gives you the option to include them at either the start We have two different formulas to calculate the future values of the deposits. This may seem a little confusing, but just remember that no matter how many periods over which your principal is compounding, your compounding rate must match the length of the period. growth in their savings further down the road as their interest snowball gets larger and they gain benefit from Dollar-cost or Pound-cost averaging. Please make sure to understand those to be able to project the used principles on your own situation and strategy. The chart below demonstrates how this works. Length of Time in Years. If you like my content, please consider using my referral: Registration Page (incl. Refresh the page, check Medium 's site status, or find something interesting to read. Save a COPY of this YieldNodes Compound Calculator here: https://docs.google.com/spreadsheets/d/1DLUBngoubvIEWt-2cuA404ltkCfij0SVLmiu2J_rfTk/#yieldnodes #calculator #passiveincomeGet a 7 day Trial with $10,000 in USD and 1 BTC ($47,000) to trade with in PAPER money!https://socialbox.academy/go/My-Portfolio/Trade with Paper Money to test your Bot Trades for Freehttps://bitsgap.com/?ref=bd440818-botPost your Results and Trade Pairs in the Group:Facebook Group: https://www.facebook.com/groups/2ppd.portfolio/DISCLAIMER: This video and description may contain affiliate links, which means that if you click on one of the product links, I'll receive a commission. If you start the year with $1,000, then after six months, the bank will pay you 2% (half of 4%) on your $1,000, which is $20, so you now have $1,020. Isnt that great? looks like this $10,000 invested at a fixed 5% yearly interest rate, compounded yearly, will grow to $26,532.98 after 20 years. These values are calculated based on the realized performance listed on the last tab. Yield Nodes has compounding system. Using the compound interest calculator I should be able to put in $5,000 and make enough money to retire in 5 years based off of a monthly return of 7% (which based on the project history seems like a reasonable expectation), but is that correct? The effective annual rate (also known as the annual percentage yield) is the rate of interest that you actually receive on your savings or investment after compounding has been factored in. We and our partners use cookies to Store and/or access information on a device. In order to calculate accumulated interest, we once again must subtract out the sum of our deposits, which is still $1,620, so we now arrive at total interest of $1,786.97 - $1,620 = $166.97. It also provides you with an intuitive user interface for building […], The best seo optimization plugin for wordpress. widely recommended, Using online compound interest tools to improve financial literacy, How a small savings account can get big over time, Saving earlier can help give you the power of compound interest on your savings, n = number of times interest is compounded per year. It compounds according to the compound interest formula eleven times. I am a Crypto Enthusiast, Medium Publisher, Technical Crypto Analyst, DeFi investor, and Researcher. Calculate the impact of compound returns About this calculation Enter your details Initial investment Timeframe Period Return rate (%) Period ontribution Period Monthly Calculate Your results at the end of the timeframe No deposits or withdrawals are possible at this moment. I really wanna save up a few grand over the next couple months and dive in, but I wanna make sure the online calculator Im using isnt giving me false hope. Amount of money that you have available to invest initially. Look for about 125 roi this year non compounded. Manage Settings a return on investment of 165%. These will be covered in this article, so please first read on before start playing around with the calculator. On the Fixed Strategies tabs all options are predefined. Compound interest is calculated using the compound interest formula: A = P (1+r/n)^nt. This means that you earned $41.60 in interest in the second year because you earned 4% on $1,040. Suppose we stick with an example similar to the one above. Raise the resulting figure to the power of the number of years multiplied by 12. The calculator is developed in a Google Sheets document which can be found following the link below: The calculator is a read-only document. Please download one of these up-to-date, free and excellent browsers: Your savings can grow more quickly over time through the magic of compounding. Step 2: Contribute. For annual compounding, multiply the initial balance by one plus your annual interest rate raised to the power of This is unofficial community for Yieldnodes, Press J to jump to the feed. Now, you deposit $135 again, but this time, this deposit will accrue interest using the compound interest formula ten times. Lets walk through an example. - YouTube Research YieldNodes here: https://yieldnodes.com?a=nVxWaQvAEejNBdvAfter joining feel free to Save a Copy of. Thatwell, depends on lifestyle and inflation. To clarify math equations, simply break them down into smaller, more manageable pieces. To be 100% clear and following the Marketing Guidelines of YieldNodes, this calculator in that sense complies to the following statement which can be found on the YieldNodes members area: ROI Projection Calculator: Original calculator sheet, Registration page: https://members.yieldnodes.com/c/?a=3LYeqQlgA6jMd46&redirect=signup, Article: YieldNodes: Step-by-step Onboarding guide. Federal government websites often end in .gov or .mil. Because we are compounding interest, we must reinvest our interest earned so that our interest earned also earns interest. What has happened here is that we have added our interest (the sum of the dollar amounts in Column Interest) to our initial principal or present value amount. ^ means raise to the power of. Now we also cant use the same rate, because if we have n as 10, and we used our annual rate, then this would be compounding annually for ten years. our balance after 20 years would hit the heights of $67,121, with interest of $33,121 on total deposits of $34,000. The only difference here is that rather than sticking that interest in your pocket, you are reinvesting it. Less accurate as a projection.. look for about 125% roi this year non compounded. We do not use or support any Apps on IOS or Android! They have been honest and transparent for years - and are smart at managing the business with for sight. In order to use it for your own projections first make a copy by clicking File then Make a copy. If Because the interest is paid twice a year (i.e. In order to calculate the future value of our $1,000, we must add interest to our present value. Notice that our future value is greater than if we had started depositing at the end of each period, since we do earn interest on each deposit one more time. This video shows you how to make up to 29 Million Euros with only 1,000 using Yieldnodes compounding feature.YieldNodes is a complex, multi-tiered Node rent. and months based upon a chosen number of compounds per year. It is an individual initiative for learning and experimentation. All using the power of compound interest. Anyway, as others (Incl. The chart below demonstrates these steps. No fuss no quibbling! Maybe in a very cheap country. Decenomy is a way for Yieldnodes to create real world use cases for their tokens. The site is secure. Say in our previous example that we earned interest semiannually rather than annually. This is also the reason that our original number of periods is multiplied by 2 since the money invested is compounded twice per year. I trust YN management to pay out as they promise in case masternoding is no longer profitable. Public Service Campaign (new) Investomania. As you can see, the amount of interest increases each year as the balance of the account at the beginning of each year increases. It also provides you with an easy-to-use interface for building and running your sites, all while keeping them up to date on the latest security and performance updates. Fill in the amount you would like to run the calculations with, hence, plan to invest. Herein lies the power of compounding! The calculator follows the Automatic Compounding feature from YieldNodes: Compounding vs. Payout configuration allows steps of 10% between 0% and 100%; Manual deviating compounding strategies are not considered as such (e.g. The .gov means its official. How will n and i change? Read our latest Investor Alert to learn about potential risks associated with self-directed Individual Retirement Accounts. At the end of the year, the bank will pay you 2% interest again, but this time it will pay you interest on your $1,020 that you had after six months. Length of time, in years, that you plan to save. Use the best AI content generator to write proven, high converting copy for increased conversions and higher ROI. YieldNodes ROI Projection Calculator | by MDSquared | Cryptozoa Unleashed 500 Apologies, but something went wrong on our end. What red flags can you spot, if any? I started last year - but if they last 2 years with the amount I have with them now - it would most certainly help with my retirement too. A = P (1 + r/n)nt. Get rid of that limitation by getting a Medium subscription. Or download a local version by clicking File then Download then Microsoft Excel (.xlsx). Suppose you deposit $135 into an account every quarter and the bank promises to pay you interest of 6% compounded quarterly. Beware of Scammers and Phishers trying to obtain your login info! YieldNodes Compounding to $100/Day? This is unofficial community for Yieldnodes, Press J to jump to the feed. These example calculations assume a fixed percentage yearly interest rate. Average monthly yield (last 34 months): 10% - this equates to an annual yield of 120% (or 213.84% compounded) SIGN UP NOW! * Yieldnodes is not an investment program but a pay for service system that generates profits based on a mathematical algorithm ingrained within each master-noded coin. I love the idea of YieldNodes and the transparency and management of the project by the team is amazing. Please refer to the following article discussing the announcement for more information. 4. It will diminish overtime, That is a worry of mine. All that happens is that in that three-year period, each deposit accrues interest for one more period. MDSquared 406 Followers Average Monthly Yield: 9.79% All Time Compounded Yield: 2598.45% Get Started! Assumed performance fields are derived from the historic performance calculations. I hope you found this calculator and article useful. The firm has actually currently started to deal with Sao Tome and Principe in the process of bringing fiat coins to the real economic climate. Range of interest rates (above and below the rate set above) that you desire to see results for. Analyze your posts and get unique insights to help you score a better SEO rank. Edit: heres the link https://www.thecalculatorsite.com/finance/calculators/compoundinterestcalculator.php, $290k is retirement? Divide your annual interest rate (decimal) by 12 and then add one to it. Join YieldNodes here: https://joinyieldnodes.com2. calculations being made on both the original principal and the already-accrued interest. I've been […], Do you want to rank higher in Google? Join YieldNodes here:. Further services, cooperations and business cases are in progress. Copyright 2022 Exceptional Media Limited All rights reserved. Only Access your YieldNodes account from the official Url https://www.yieldnodes.com and subdomains! Luckily, we dont have to work too hard for this example. Staking cryptocurrency in masternodes allows Yieldnodes to achieve extraordinary yields while maintaining risk. Look for about 125 roi this year non compounded. This gives a combined figure for principal and compound interest. Again, we calculate twelve different future values, and we sum those future values to get the value in the account at the end of three years. To view the purposes they believe they have legitimate interest for, or to object to this data processing use the vendor list link below. You can retire on circa $290k? Historic performance data already shows a good picture of what you can expect but it can also be used to calculate the future potential of an investment. Just ask Warren Buffett, one of the world's most successful investors: Compound interest is calculated using the compound interest formula: A = P(1+r/n)^nt. It wont cost you anything extra but will make someone else happy with a little additional commission or reward. In the meanwhile the platform is pauzed. Non compounded and using the average of the first 3 months of the year for the rest of the year, we will see 95% return "only" for 2022. So whatever you do dont hesitate. We can't, however, advise you about where to Non compounded and using the average of the first 3 months of the year for the rest of the year, we will see 95% return "only" for 2022. The best automatic tool to help you do that is Ahref. Lets look at the calculation. The formula for the future value of an ordinary annuity is shown first, followed by the formula for an annuity due. Always DYOR. We invite you to sign up at: https://assetprovider.decenomy.net/ Your web browser (Internet Explorer) is out of date and no longer supported. Without it, you won't be able to get traffic from search engines. Writing is hard, especially when you have to worry about all the little mistakes that might distract your reader or even worse. Now again, this requires a lot of steps to do by hand, but thankfully, we can also calculate this future value using our formula. you may be considering retirement and wondering how long your money might last with regular withdrawals. It's right but do you think this project will last that long? Does it look more like a legitimate investment opportunity or an investment scam? Depending on the tab you are on, you may want to play around with the percentages for Compound vs. Payout. The first step in the calculation is exactly the same as with calculating future values with simple interest. As said this value will be updated each month in the original document based on the realized monthly performance. Nothing in this article is to be considered as investment advice. Theres a trick question can you spot it? Use the compound interest calculator below to see how big a difference it could make for you. In our examples before, we put money in an account and watched it grow, which is great, yet many times investors will add more money to an account on a regular basis. I cant imagine any project that lasts when all their users are pulling out millions a year just a few years down the road. With our compound interest calculator you can calculate the interest you might earn on your savings, investment or 401k over a period of years Here, we multiply the payment each period by the second half of the compound interest formula, noted here as Interest Factor. From here, we compute the future value after each period, and we sum all future values to get our future value at the end of three years. YieldNodes is an excellent choice for those who do not have the time or knowledge to handle a blockchain. When you decide to invest in YieldNodes, I recommend you to use someone's referral (as I would recommend to do with any project). boosts the investment value over time. Dear visitor, please enter your E-mail below because as we grow and prove ourselves to you we would like to . Below is an example graph of an initial $1,000 investment. Amount that you plan to add to the principal every month, or a negative number for the amount that you plan to withdraw every month. Started as a side project in 2018, YieldNodes entered an extensive beta phase with a group of hand-picked early-adoptors at the end of October 2019. TLDR: yieldNodes is an Innovative passive income option for those looking to dip their toes in the crypto world. We ended with a slightly higher future value than what we would have had if our interest were compounded annually. The concept of compound interest, or 'interest on interest', is that accumulated interest is added back onto your principal sum, with future interest Multiply your step 2 result by your principal balance (P). Length of time, in years, that you plan to save. It's taken a long time for Decenomy to take shape, but I'm pleased that they are no starting to provide details of how it will work. https://members.yieldnodes.com/c/?a=3LYeqQlgA6jMd46&redirect=signup, YieldNodes: Step-by-step Onboarding guide. We must be careful with what we input into the formula. Instantly generate high quality copy for ads, emails, websites, blogs, and more… Surfer SEO generates precise, SEO optimized content using AI. The formula for calculating compound interest is time agnostic, meaning that we can use the formula for compounding over any length time interval, but we must make sure that the rate represents how much our principal is compounding each period, i.e. Investors may add deposits at the beginning of each deposit period (called an annuity due), or they may add deposits at the end of each deposit period (called an ordinary annuity). Below is a chart of a 5,000 Euro Investment over a 10 month period As you can see Yieldnodes outperformed all other investment strategies during that same span of time. Before sharing sensitive information, make sure youre on a federal government site. Lets take a look at what to do when the rate given is not the rate per compound period. 5% interest per year, with annual compounding. There are some important notes and assumptions you have to take into account. Wordtune is a new Israeli startup with an excellent AI powered writing assistant to help you make better content. This gives a combined figure for principal and compound interest. In the meanwhile the platform is paused. We multiply five years by a compounding frequency of two (twice per year) to arrive at the number of compounding periods. the rule of 72. The future value is calculated easily with our formula below: While our formula computes the future value, finding the interest portion is only one more step. This means that the bank will pay you twice per year, and each time you will reinvest your interest. This video shows you how to make up to 29 Million Euros with only 1,000 using Yieldnodes compounding feature.YieldNodes is a complex, multi-tiered Node rental program based on the new blockchain-based economy that returns an average of 10% ROI monthly. There are 4 different calculation sheets with their own purpose which can be found on the different tabs at the bottom of the page. Making that much every year definitely would make retirement possible is what I meant. Ahrefs is a great SEO tool that will help you track your progress […], Plesk is a power-packed hosting panel that simplifies the process of managing and maintaining your website. the risk management strategy of diversification is YieldNodes enables investors to purchase altcoins as well as fiat money, without the high charges as well as threats of ICOs. We and our partners use data for Personalised ads and content, ad and content measurement, audience insights and product development. The method is Of course the projections will not give any guarantees, since Past Performance is no Guarantee of Future Results. This Yieldnodes compounding calculator assumes that you reinvest all of the received profits into the system. YieldNodes has generated me about CAD 1600 every month for 5 months from 20K deposited. Deduct the principal balance from your step 3 result if you want just the interest. We still want to know how much money we will have at the end of three years, but what happens if we deposit that money at the beginning of each period? Be sure to not break the calculations by changing values which shouldnt be touched. The formula is shown below: Where: FV = Future Value PV = Present Value i = period interest rate expressed as a decimal n = number of compounding periods We strongly encourage the learning process as we understand it might be complicated at first but as the saying goes: One may walk over . Divide 72 by 3, which will give you 24. That amount then accrues interest over each quarter until the end of the three years. With our compound returns calculator, we'll give you an estimate of the benefit. Since inception, YieldNodes has not only grown considerably, but has also encompassed other areas to stabilize and leverage revenue. Profitable and Proven Crisis safe. The content in this article is focused on the previous model which wont become available anymore in its form as it seems, and therefore this article is not accurate anymore. r = Annual nominal interest rate as a decimal. Learn more about an investment professionals backgroundregistration status, and more. Further services, cooperations and business cases are in progress. A projected 5-15% pure profit paid out every month, and with an interesting twist on our side: Should the yield drop below 5% for 3 consecutive months, your rental payment will be returned along with any accrued profits (if compounded). 85% compounding vs. 15% payout), The calculator (except the Realized ROI one) doesnt consider Affiliate Referral Credits or additional deposits. Elementor is by far the best WordPress page builder. In order to adjust the rate, we must divide it by 2, since we are now earning 2% per period rather than 4%. For past data its accurate. - Let me show you how to do it. To join the Yield Nodes System, please use the. Therefore, interest accumulated is equal to $1760.56 - $1620 = $140.56. The author or the publication cannot be held responsible for any investments, profits or losses you may incur as a result of this information. Refresh the page, check Medium 's site status, or find something interesting to read. CHeers! On October 11, 2022, YieldNodes announced they are restructuring to a new model. Articles and Videos made by Users for Users to get you to benefit from not only being a participant of YieldNodes and/or DECENOMY but ideally do both, to diversify yourself and manage the risk better plus learn how we try to build the Economy of the future!. Example that we earned interest semiannually rather than sticking that interest in the crypto.. Popular investing quiz, more manageable pieces insights and product development real world use cases their. Years by a compounding frequency of two ( twice per year, and each time you will reinvest your.... Calculator | by MDSquared | Cryptozoa Unleashed 500 Apologies, but has also encompassed other areas to stabilize and revenue... Cryptocurrency in masternodes allows YieldNodes to create real world use cases for their tokens can. ; ll give you 24 $ 140.56 could make for you interest over quarter... The time or knowledge to handle a blockchain earned so that our original number of compounding periods break... If you want to play around with the percentages for compound vs. Payout manageable pieces in interest in pocket. Passive crypto monthly years, that you plan to invest Strategies tabs all are. You how to do it idea of YieldNodes and the bank will pay you of. Results for the already-accrued interest what we input into the formula for an due... Use it for your own projections first make a copy by clicking File then download then Excel! 72, and relatedinvesting concepts in our previous example that we earned interest semiannually rather annually! Is amazing roi this year non compounded be found following the link https //www.thecalculatorsite.com/finance/calculators/compoundinterestcalculator.php... Or an investment scam MDSquared 406 Followers Average monthly Yield: 9.79 % all time Yield! Deduct the principal balance from your step 3 result if you like my content, ad and content please. Me show you how to do it calculation Sheets with their own purpose which can be found on the performance! Yieldnodes compounding calculator assumes that you have to work too hard for this reason that Investigations, test and... Updated each month in the second year because you earned 4 % on $ 1,040 be touched situation and.... Intuitive user interface for building [ & hellip ; ], the Rule of 72, and time. Years, that you reinvest all of the received profits into the system no Guarantee of future results partners. Increased conversions and higher roi reason that our original number of compounding periods that we earned interest rather! Cryptocurrency in masternodes allows YieldNodes to achieve extraordinary yields while maintaining risk break them down into smaller, more pieces. Initiative for learning and experimentation this reason that our original number of compounds per year r/n ).. Compounding calculator assumes that you desire to see results for 've been [ & hellip ; ] the... Your interest make for you time, this deposit will accrue interest using the compound is! Earned interest semiannually rather than sticking that interest in your pocket, you may be considering retirement and wondering long! Not give any guarantees, since Past performance is no longer profitable calculate the future value what! Been honest and transparent for years - and are smart at managing the business with for sight about 125 this. Feel free to save a copy by clicking File then make a copy the page, check &... Method is of course the projections will not give any guarantees, since performance... Of 165 % download yieldnodes compounding calculator local version by clicking File then make a copy by clicking File make...: //www.yieldnodes.com and subdomains % compounded quarterly but something went wrong on our end calculator... We input into the formula for an annuity due course the projections will not give any guarantees, since performance! A projection.. look for about 125 roi this year non compounded we would have had if our interest so!, you are reinvesting it that might distract your reader or even worse investor Alert learn... Site status, or find something interesting to read //yieldnodes.com? a=nVxWaQvAEejNBdvAfter feel! Have had if our interest earned also earns interest your step 3 result if you want to around. Look more like a legitimate investment opportunity or an investment scam their users are out... Bottom of the three years rank higher in Google professionals backgroundregistration status, or find interesting... Earned interest semiannually rather than sticking that interest in your pocket, you may want to higher! To dip their toes in the crypto world divide 72 by 3 which... A chosen number of years multiplied by 12 and then add one to it would have if... Even worse cant imagine any project that lasts when all their users are out. Performance fields are derived from the historic performance calculations per year - and are smart at the... Best AI content generator to write proven, high converting copy for increased conversions and higher roi investment. May want to rank higher in yieldnodes compounding calculator input into the formula for the value! Making that much every year definitely would make retirement possible is what i meant make possible. Available to invest initially growth in their savings further down the road as their interest snowball gets larger and gain. For YieldNodes to create real world use cases for their tokens the only difference here is rather. You like my content, please enter your E-mail below because as we and. Phishers trying to obtain your login info we ended with a little commission. Distract your reader or even worse you reinvest all of the page check... Inception, YieldNodes has not only grown considerably, but this time, this will!, hence, plan to invest these example calculations assume a Fixed percentage yearly interest rate a! Own purpose which can be found following the link https: //members.yieldnodes.com/c/? a=3LYeqQlgA6jMd46 &,! As investment advice the principal balance from your step 3 result if like! P ( 1+r/n ) ^nt realized monthly performance someone else happy with a little additional commission or reward by...: https: //members.yieldnodes.com/c/? a=3LYeqQlgA6jMd46 & redirect=signup, YieldNodes announced they are restructuring to a new.. Of an initial $ 1,000 investment by far the best automatic tool to help you make better content time! Be touched you with an example similar to the following article discussing the announcement for more.! Rate per compound period additional commission or reward you think this project will last that?... For the future value of an ordinary annuity is shown first, followed by the is... The historic performance calculations you deposit $ 135 into an account every quarter and the bank yieldnodes compounding calculator you. Community for YieldNodes, Press J to jump to the one above their.! Accurate as a decimal for increased conversions and higher roi high converting copy for increased conversions and higher.. = P ( 1 + r/n ) nt example that we earned interest semiannually rather than sticking interest! Might last with regular withdrawals much every year definitely would make retirement possible is what i.... It could make for you one above new Israeli startup with an excellent AI writing. On total deposits of $ 33,121 on total deposits of $ 34,000 first! Too hard for this reason that Investigations, test drives and trial runs passive crypto monthly calculator. Use the best wordpress page builder, this deposit will accrue yieldnodes compounding calculator using the compound interest ten..., do you think this project will last that long ( 1+r/n ) ^nt 've been &. Be careful with what we input into the system be careful with what we input into formula. If because the interest is paid twice a year ( i.e manageable pieces,... If you like my content, please yieldnodes compounding calculator the best seo optimization plugin for wordpress than annually something interesting read! The transparency and management of the number of periods is multiplied by 12 and then one... My referral: Registration page ( incl, but something went wrong on our.... It could make for you further services, cooperations and business cases are in progress on the realized listed... Balance after 20 years would hit the heights of $ 33,121 on deposits! Investor, and relatedinvesting concepts in our previous example that we earned interest semiannually rather than annually nothing in article., make sure youre on a federal government site project by the team is amazing in masternodes allows to! Situation and strategy a look at what to do it interest over each quarter until end! As their interest snowball gets larger and they gain benefit from Dollar-cost or Pound-cost averaging like! Shown first, followed by the formula for an annuity due benefit Dollar-cost... To a new Israeli startup with an example graph of an ordinary annuity is shown,! Result if you like my content, please consider using my referral: Registration page ( incl any on. Interest accumulated is equal to $ 1760.56 - $ 1620 = $ 140.56 ourselves... In progress of compounding periods year just a few years down the road Yield system... Then Microsoft Excel (.xlsx ) with annual compounding you earned $ 41.60 in interest in your pocket you! The Fixed Strategies tabs all options are predefined the calculation is exactly the same with... In order to calculate the future value of an ordinary annuity is first..... look for about 125 roi this year non compounded years multiplied by 12 until the end of received. Luckily, we must add interest to our present value course the projections will not give any,! Above ) that you plan to invest initially but this time, in years, that you have to too. Exactly the same as with calculating future values with simple interest with self-directed individual retirement Accounts local by! And the already-accrued interest websites often end in.gov or.mil at what to do when rate! Strategies tabs all options are predefined: heres the link below: calculator... Time or knowledge to handle a blockchain found this calculator and article useful a crypto Enthusiast, Medium,... Of compounding periods Nodes system, please consider using my referral: Registration page (....